Spina Insurance Agency
Spina Insurance Agency
Home2026-04-29T14:49:32-07:00

Welcome to Spina Insurance Agency in Santa Rosa, California

Better insurance starts here

Christ Spina owner of Spina Insurance Agency in Novato California

Personal Insurance

Get customized insurance to fit your needs.

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Or call to get a quote 415-382-9714

Business Insurance

Providing insurance options for businesses.

Protection in three easy steps

What Our Clients Are Saying

4.8 5 reviews

See why families and businesses across California trust Spina Insurance Agency for comprehensive insurance protection.

  • Avatar Riccardo Natoli ★★★★★ a year ago
    I was frustrated with the cost of my policy and with California auto insurance rates (the highest in the country) !! After speaking with Sofia Spina at great length - she was able to lower my monthly by 20%. She had great patience and … More helped me navigate through the itemization of coverages --- which allowed me to customize my policy. THANK YOU SOFIA - for your great customer service !!
  • Avatar Daniel F Melia ★★★★★ 3 years ago
    Christi provided a swift estimate for insurance on a property we are buying. Very efficient and attentive.
  • Avatar Debbie Levine ★★★★ 4 years ago
    Love her!! Great agent.

About Spina Insurance Agency

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Clients Served
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Customer Satisfaction
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Policies Written
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Years Experience

Why choose Spina Insurance Agency

01

Proactive policy review

We don’t just process renewals. We review, analyze, and restructure coverage at renewal and during rate changes to ensure your protection keeps pace with your life or business.

02

We shop strategically

When premiums increase, we compare options across trusted carriers — balancing coverage, cost, and long-term value.

03

One agency. Complete strategy.

Home, auto, business, trucking, and life — managed under one coordinated plan, not scattered policies.

About our owner

We are a locally owned insurance agency in Novato, California, and Santa Rosa California, specializing in property and casualty insurance for homeownersauto insurancelife insurancerenterslandlords, and businesses.

Founded in 1984 by Monty Hollingworth, our agency has proudly served the community with trusted insurance guidance for over four decades. In 2006, the agency was passed down to the next generation, continuing a strong tradition of personalized service and long-term client relationships.

Today, as a third generation joins the business, we remain committed to carrying forward our family values—providing dependable coverage, knowledgeable advice, and a personal touch you can count on.

Give me a call at 415-382-9714 and I’ll be happy to answer any questions you might have.

Personal insurance policies for individuals & families

California Auto Insurance

Auto Insurance

Auto insurance in Santa Rosa and throughout California. At Spina Insurance Agency, we work with multiple carriers in our network to match you with coverage that fits your needs and budget without compromise.

California Homeowners Insurance

Home Insurance

Your home is one of your most valuable assets. It deserves protection that is simple reliable and tailored to your needs. We help families throughout California secure homeowners insurance that delivers peace of mind with personalized service.

California Umbrella Insurance

Umbrella Insurance

Umbrella insurance in California is critical to your insurance plan. Life can be unpredictable. As much as we plan for the best, sometimes the worst can happen. This is where umbrella insurance comes in to provide you with additional coverage that goes above and beyond to protect you.

Life insurance for California individuals and families

Life Insurance

A properly structured life insurance policy can help protect your family’s financial stability, replace lost income, address long-term obligations, and provide liquidity when it is needed most. The right solution depends on your responsibilities, time horizon, and overall financial situation.

Commercial insurance solutions for California businesses

Every business is unique and so are the risks you face. At Spina Insurance Agency, we partner with companies across California to build straightforward insurance and risk management strategies. By combining practical experience with modern tools, we help you reduce risk, control costs and move forward with confidence.

Questions? Answers!

How often should I review my Commercial Property Insurance policy?2024-08-17T17:14:16-07:00

 It’s advisable to review your policy annually or whenever significant changes occur in your business, such as renovations, purchasing new equipment, or changes in inventory levels, to ensure your coverage remains adequate.

What should I do if I need to file a claim?2024-08-17T17:14:16-07:00

Contact your insurance provider immediately to report the incident. Document all damages with photos and keep records of related expenses. Your provider will guide you through the claims process.

Can I bundle Commercial Property Insurance with other types of insurance?2024-08-17T17:14:16-07:00

Yes, many insurance providers offer package policies, such as a Business Owner’s Policy (BOP), which combines Commercial Property Insurance with General Liability Insurance and other coverages for a comprehensive protection plan.

How do I determine the right amount of coverage for my business?2024-08-17T17:14:16-07:00

Evaluate the replacement cost of your building and contents, considering factors like location, industry-specific risks, and the value of your assets. It’s essential to choose coverage limits that fully protect your investment.

What does Commercial Property Insurance not cover?2024-08-17T17:14:16-07:00

Commercial Property Insurance typically does not cover damages from floods or earthquakes. Separate policies, like Flood Insurance or Earthquake Insurance, are required for these specific risks.

How often should I review my Business Owners Policy?2024-08-17T17:14:16-07:00

It’s recommended to review your BOP annually or whenever there are significant changes in your business, such as expansion, new services, or changes in ownership. Regular reviews ensure that your coverage remains adequate and up to date with your business needs.

Don’t see your question? Contact us.

Spina Insurance Agency

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